Repositorio UTA
Master Thesis

La administración de riesgo operativo y la cartera vencida en microcrédito de las Cooperativas de Ahorro y Crédito Segmento uno de la Provincia de Tungurahua

Risk arises from the uncertainty and the inability to predict the future, with the possibility of predicting events that are undesirable or difficult to solve. A daily act can generate a negative result, due to the adverse circumstances that arose in a certain moment, so that the risk operational ma...

Full description

Main Author: Naranjo Tapia, Andrea Carolina
Other Authors: DT - Córdova Pacheco, Ana Consuelo
Format: Master Thesis
Language: spa
Published: 2017
Subjects:
Online Access: http://repositorio.uta.edu.ec/jspui/handle/123456789/25903
Summary:
Risk arises from the uncertainty and the inability to predict the future, with the possibility of predicting events that are undesirable or difficult to solve. A daily act can generate a negative result, due to the adverse circumstances that arose in a certain moment, so that the risk operational management has become in one of the biggest challenges of the Savings and Credit Cooperatives. These entities face different financial risks types such as credit, liquidity, market and financial risk. The present investigation consists of the Operation Risk Management and the Overdue Loan in Microcredit of the Savings and Credit Cooperatives Segment One of the Tungurahua Province. The central objective is to determine the incidence of operational risk management in order to reduce the percentage of the overdue loan in the three of the five Savings and Credit Cooperatives Segment One with the Head Office in Tungurahua Province.